RZ Loan Cost Calculator

Understand the real cost before you borrow
Estimated monthly payment
₱0.00
Enter your loan details to calculate
Monthly interest · flat*—
Whole-term interest · flat*—

Loan details

PHP · Philippines
₱
months
₱
Enter the actual amount the lender says you must pay each month.
₱
Include admin, processing, service, or other deductions.
₱
Include any fees you pay out of pocket instead of having them deducted.
No quoted rate needed: use the lender’s actual installment and enter every deduction or separate fee to estimate the all-in cost.

Your estimated cost

All-in estimate
Amount approved₱0.00
Cash you receive₱0.00
Total installments₱0.00
Monthly flat interest (amount · rate)*—
Whole-term flat interest (amount · rate)*—
All fees and deductions₱0.00
Whole-term cost (interest + fees)₱0.00
Enter your details to see the estimate.

*Flat-interest estimate = total installments minus approved amount, spread evenly across the term. Rates use the approved amount as the flat-rate base. Fees are shown separately and are included in whole-term cost; charges bundled into installments cannot be separated from interest without the lender’s breakdown.

Estimate only—not a lender quote or financial advice. Actual OLA costs may include daily interest, recurring charges, late fees, or other terms not entered here. Check the contract and the lender’s current disclosures before accepting.